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Comprehensive Receivables Plan

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A Comprehensive Receivables Plan

1.     Credit Policies

Every business which grants credit should have a clear and understandable written Policy for employees to follow.  Sales staff should know and explain the policy to customers at point-of-sale.  This is the first step in keeping a good account “good”.  Before granting credit, review the credit application and qualify the risk.   Remember: a “good” sale is when the customer pays the bill, in-full and on-time. Your policy should be flexible, have specific action steps and be consistently enforced. 

  2.  In-house Collections

A written, step-by-step procedure for in-house collection should schedule each step in the process and establish a time frame for response before continuing on to the next step.  As accounts age, the chance of collecting decreases dramatically so it is imperative that the process be consistently monitored and that accounts are constantly reviewed as they progress through the in-house process. 

Your in-house staff must know the warning signs of possible bad debt:

·         Broken promises without explanation or NSF checks

·         Repeated trivial disputes regarding product or service delaying payment

·         Delays paying due to “cash flow problems”

·         Promised payment is less than agreed

·         Customer avoids phone calls from in-house collector

·         A sudden “buster” order of a large quantity or of large value

3.  Pre-Collection Letter Service

Use pre-collection demand letters to reduce your bad debt write-off and collection costs and improve your cash flow 

Third Party Intervention – When your customer’s invoice is past due, use our 2-letter series to prompt payment directly to you.  Third Party Intervention is a strong motivator, prompting payment in full or a contact from your customer requesting payment terms.  Either way, you are in contact and control.

The charge for this 2-letter series is $7.50 and there are no additional fees.  You must inform TPI promptly when a payment is received or your customer contacts you to make other arrangements. At the end of 30 days, the Client has the opportunity to submit the account using the Submission Form.  Our standard fee schedule would apply.  TPI will acknowledge the submission and begin work immediately.


 

Contact Information

Telephone
877-874-7025
 
FAX
318-998-6271
 
Postal address
PO Box 2233
          Ruston, LA 71273-2233
 
Electronic mail

Sales: jtb@tpicredit.com